This hypothetical example is used for illustrative purposes only and does not represent any specific investment. Actual results will vary. The effect of taxes and investment fees were not considered.

Distributions from an IRA, 403(b), or 401(k) are taxed as ordinary income when received. Distributions prior to age 59½ may result in a 10% federal tax penalty and are taxable on the federal and state- level.

This video is for informational purposes only and is not a substitute for professional advice. Neither MetLife nor any of its representatives are in the business of giving tax or legal advice. Individuals should consult their own professional advisors to determine the appropriateness of any course of action, or strategy discussed for their particular situation.

Metropolitan Life Insurance Company (MLIC), New York, NY 10166. Securities distributed by MetLife Investors Distribution Company (MLIDC) (member FINRA). Both are MetLife companies.

"MetLife" refers to Metropolitan Life Insurance Company and its affiliates.

MLR19000504051-1 L0218502892[exp0319][All States][DC]