Investment Objectives
Personal Financial Profile
Risk Tolerance
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1
Investment Objectives
In how many years do you expect to start using the money from this account? |
More than 20 years
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Do you have any plans to withdraw money during the early stages (first one-third) of the investment period? |
No
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If necessary, do you think that you would be able to postpone your objectives (e.g. save for a longer period, postpone or reduce withdrawals) or to use a lower amount? |
Yes, I might be able to postpone
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How do you expect to use the money from this investment in the future? |
I expect to use this money exclusively for discretionary spending
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How concerned are you about the value of your investments relative to inflation? |
I want my investments to earn significantly more than the rate of inflation and will accept sizeable performance fluctuations
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2
Personal Financial Profile
Apart from the amount you will invest here, do you have savings equal to at least six months of your total monthly expenses that you would use in case of an emergency? |
Yes
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In addition to the savings in the question above, do you have other savings and investments in excess of 15% of your annual income OR does the equity in your home exceed $50,000 and represent at least 30% of the home's market value? |
Yes, I have one or both of these
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Do your unsecured (e.g. Credit card) debt balances exceed your after-tax monthly income? |
Yes
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Do you or your spouse participate in a formal retirement savings program (e.g. 401(k), Keogh, company-sponsored pension plan)? |
Yes
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3
Risk Tolerance
Describe your expected income for the foreseeable future. |
My income should outpace inflation
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Which of these best describes what you think about investment strategies? |
Slow and steady is the smart way to grow your investment
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Suppose you initially invested $75,000 and that it grew over time to $100,000. Suppose further that your investment suddenly declined in value to $85,000, (a 15% drop). Would you: |
Invest more
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Your investment, from the question above, now worth $85,000, falls again to $80,750 (another 5%). Which best describes your response? |
Invest more
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Have you invested directly in common stocks? |
Yes, and I am comfortable with the risk
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